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Mutual & Insurance

Mutual & Insurance

Understanding how excess fees work and how they are covered

Emma -
Fee overruns represent the difference between the price charged by a doctor and the rate set by Social Security. Compulsory health insurance never reimburses...
Mutual & Insurance

The best mutual health insurance plans for micro-entrepreneurs and self-employed workers in 2026

Emma -
In short – Choosing a mutual insurance when you are a self-employed or non-salaried worker is not a legal obligation, but it is a...
Mutual & Insurance

Changing supplementary health insurance during the year : how-to guide and letter templates

Emma -
In short: Changing mutual health insurance during the year is possible thanks to the loi Hamon and other legal provisions. This process requires knowing...
Mutual & Insurance

How to get your glasses reimbursed with no out-of-pocket cost with the 100% Santé

Emma -
The 100% Santé reform, fully implemented since 2021, offers the French the possibility of getting prescription glasses without spending a cent, under certain conditions....
Mutual & Insurance

Hospitalization-only supplemental insurance : the tip to reduce your premium by 40%

Emma -
In short: Faced with annual price increases of 5 to 7%, a hospitalization-only mutual can reduce your premium by 30 to 50% compared with...
Mutual & Insurance

Average monthly cost of a health insurance plan : are you paying too much for your profile ?

Emma -
In brief : The monthly cost of a mutual health insurance policy varies considerably depending on age, region and the coverages chosen. A young...
Mutual & Insurance

Dental reimbursement: the guide to obtaining 100% coverage for implants

Emma -
Since 2019, the 100 % Santé reform has transformed access to dental care in France. Crowns, bridges and dentures can now be fully reimbursed,...
Mutual & Insurance

How to choose a supplementary health insurance plan without a waiting period for immediate coverage

Emma -
In short: Choosing a mutual health insurance without a waiting period allows for immediate coverage of your medical expenses from the moment the contract...
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